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Money in Albania: currency, ATMs, cards and tipping

Use Albanian lek for most purchases; cards work in hotels and larger eateries in Tirana and resorts, but keep cash for markets, furgons and mountain trips. Tip around 5‑10% where service is good.

Updated Sep 20262 min read
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Key facts

Currency
Albanian lek (ALL)
Typical ATM feecheck
0–2 % of withdrawal, check local rates
Card acceptance
Hotels, large restaurants, resorts; cash elsewhere
Tip rangecheck
5–10 % of bill, round up

Quick answer

Albania uses the lek (ALL). In Tirana and tourist resorts cards are accepted in most hotels and mid‑range restaurants; everywhere else you’ll need cash. ATMs are common in towns but scarce in remote mountain areas, so withdraw before heading to places like Theth or Valbona. Tip about 5‑10 % of the bill, or simply round up.

Currency, ATMs and card use

The lek is the only legal tender; some coastal vendors quote prices in euros but paying in lek avoids poor conversion rates. ATMs are widely available in Tirana, Durrës, Sarandë and other towns; they may dispense only limited amounts and charge a small fee. In rural mountain regions ATMs are rare, so plan cash withdrawals in advance.

Visa and Mastercard are accepted in most hotels, larger restaurants and supermarkets in major cities and resort areas. Small cafés, street stalls, furgons (shared minibuses) and market stalls are cash‑only. Keep a mix of small and medium‑size notes (100‑500 lek) for ease of change.

  • Withdraw 10 000–20 000 lek (≈ €100) before a mountain day trip.
  • Carry a backup card; some ATMs only accept cards with a chip and PIN.
  • If a price is quoted in "old lek" (e.g., 1 000), divide by 10 to get the actual amount.

Tipping in Albania

Tipping is not mandatory but appreciated. In restaurants, round the bill up or leave 5‑10 % for good service. In cafés and bars a small change is enough. For drivers, guides and hotel staff, a tip of 5 % of the fee or a few hundred lek is customary.

  • Restaurant: 5‑10 % of the total bill.
  • Café/bar: round up to the nearest 100 lek.
  • Guide/driver: 5 % of the agreed price or 200‑500 lek per day.

Questions people ask

What currency is used in Albania?

Albania uses the Albanian lek (ALL) as its sole legal tender.

Should I use cash or a card in Albania?

Use cards in hotels, larger restaurants and supermarkets in cities and resorts; keep cash for markets, furgons, small cafés and remote areas.

How much should I tip in Albania?

Tip about 5‑10 % of the bill in restaurants, round up in cafés, and give 5 % or a few hundred lek to guides, drivers and hotel staff.

Are ATMs widely available?

ATMs are common in towns and tourist resorts but scarce in mountain regions; withdraw cash before heading to remote areas.

Do some places quote prices in euros?

Coastal businesses sometimes list prices in euros, but paying in lek avoids conversion issues and usually results in a better rate.

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