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Angola

Money in Angola: currency, ATMs, cards and tipping

Use the Angolan kwanza (AOA) for everyday purchases; bring US dollars or euros as backup cash because many ATMs reject foreign cards, and limit card use to larger hotels. Tip about 5‑10% of the bill, more for exceptional service.

Updated Sep 20262 min read
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Key facts

Currency
Angolan kwanza (AOA)
Cash backup
US$ or €
Card acceptance
Major hotels, some ATMs
Typical tip
5‑10% of bill

Quick answer

Angola uses the kwanza (AOA). Bring cash in dollars or euros for ATMs that don’t accept foreign cards, and use cards only in big hotels or tourist venues. Tip roughly 5‑10%.

Currency and exchange

The official currency is the Angolan kwanza (AOA). Exchange only at banks or licensed exchange offices; street exchange is illegal. US dollars and euros are widely accepted for change, but you must declare cash over US$5,000 on arrival and you may leave with a maximum of US$5,000 in foreign currency and 50,000 kwanzas (check).

ATMs and card use

Many ATMs in Angola, especially outside Luanda, do not accept foreign cards. In Luanda, a few ATMs in major banks may work, but reliability is low. Bring enough cash for daily expenses and keep a backup card for emergencies. Credit cards are accepted in larger hotels, upscale restaurants and some shops.

Tipping

Tipping is not mandatory but appreciated. In restaurants, leave 5‑10% of the total bill; round up in cafes or for small services. For hotel staff, a few kwanzas per bag or per night is customary. Drivers and guides typically receive 5‑10% of the agreed fee.

Questions people ask

What currency is used in Angola?

Angola uses the Angolan kwanza (AOA).

Should I use cash or a card in Angola?

Bring cash (US$ or €) for most purchases; use cards only in larger hotels, upscale restaurants and a few ATMs in Luanda.

How much should I tip in Angola?

Tip about 5‑10% of the bill in restaurants, round up in cafes, and give a few kwanzas to hotel staff, drivers or guides.

Can I exchange money on the street?

No, street exchange is illegal. Use banks or licensed exchange offices only.

Is there a limit on foreign cash I can bring into Angola?

You must declare foreign cash of US$5,000 or more on arrival, and you may leave with at most US$5,000 in foreign currency and 50,000 kwanzas — check.

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