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Kazakhstan

Money in Kazakhstan: currency, ATMs, cards and tipping

Use the Kazakhstani tenge (KZT); bring cash for bazaars and rural trips, cards work in Almaty, Astana and most hotels; tip about 5‑10% in restaurants and round up taxi fares.

Updated Sep 20262 min read
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Key facts

Currency
Kazakhstani tenge (KZT)
Cash necessity
2 (cash needed for markets and rural areas)
Typical tip
5‑10% of bill or round up

Quick answer

Kazakhstan uses the tenge (KZT). Bring enough cash for small shops, bazaars and trips outside cities; credit and debit cards are accepted in most urban hotels, restaurants and larger stores.

Currency and payment methods

The tenge is the sole legal tender. ATMs are common in Almaty, Astana, Shymkent and other major towns; they dispense KZT and accept Visa/MasterCard. Foreign cards work at most terminals, but keep a backup of small bills for markets and rural transport.

Domestic payment apps such as Kaspi are widely used; you can link a foreign card to the app for contact‑less payments in many shops.

  • ATMs: 24 h in city centres, often inside banks or malls.
  • Card fees: most banks charge a 1‑2 % foreign‑transaction fee; check with your issuer.
  • Cash: 2 000–5 000 KZT notes are useful for taxis and bazaar stalls.

Tipping guidelines

Tipping is not mandatory but appreciated. In restaurants, round up the bill or leave 5‑10 % for good service. For taxis, round up to the nearest 100 KZT or add a small tip for drivers who help with luggage.

In hotels, a tip of 200‑500 KZT per night for housekeeping is common.

Practical tips

Exchange a small amount of cash at the airport or a bank before heading to remote areas; rates are better in city banks.

Keep a few low‑denomination notes for tipping and small purchases.

Notify your bank of travel to Kazakhstan to avoid card blocks.

Questions people ask

What currency is used in Kazakhstan?

The official currency is the Kazakhstani tenge (KZT).

Should I use cash or a card in Kazakhstan?

Use cards in cities and larger establishments; carry cash for markets, bazaars and rural transport.

How much should I tip in Kazakhstan?

Tip about 5‑10 % in restaurants, round up taxi fares, and 200‑500 KZT per night for hotel housekeeping.

Are ATMs widely available?

ATMs are common in Almaty, Astana, Shymkent and other major towns, usually 24 h in banks or malls.

Can I use foreign cards at payment apps?

Domestic apps like Kaspi accept linked foreign cards for contact‑less payments in many shops.

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