North Macedonia
Money in North Macedonia: currency, ATMs, cards and tipping
Use the Macedonian denar (MKD) for most purchases; cards work in hotels, supermarkets and many restaurants, but bring cash for buses, markets and small cafés. Tip around 5‑10% of the bill, more for exceptional service.
More
GuideNorth Macedonia
Key facts
- Currency
- Macedonian denar (MKD)
- ATM banks
- Komercijalna, NLB, Stopanska
- Card charge
- Choose denar, not euro
- Typical tip
- 5‑10% of bill
Quick answer
The official currency is the Macedonian denar (MKD). ATMs from major banks (Komercijalna, NLB, Stopanska) are reliable. Use cards in hotels, supermarkets and many restaurants, but keep cash for buses, markets and small cafés. Tip 5‑10% of the total, rounding up if you wish.
Currency and exchange
Denar is the only legal tender. Euros are accepted only at some tourist shops and for exchange. Exchange offices in town (menuvačnica) give better rates than airports. The denar has been stable at about 61.5 MKD per €1 (2026 estimate).
Cash versus card
Cards are widely accepted in hotels, larger supermarkets, chain restaurants and some taxis. Small cafés, street vendors, local markets and intercity buses usually require cash. Carry enough small change for purchases under MKD 200 (≈€3).
ATMs and card usage
ATMs from Komercijalna, NLB and Stopanska dispense denar and accept Visa/Mastercard. Choose “local currency” when prompted; foreign‑currency withdrawals add extra fees. Daily ATM limits are typically MKD 2,000–5,000.
Tipping
Tipping is customary but not obligatory. In restaurants leave 5‑10% of the bill, rounding up. For cafés and bars, round up to the nearest MKD 10. Hotel porters and guides expect small tips (MKD 20–50).
FAQ
- What currency is used in North Macedonia? – The Macedonian denar (MKD) is the official currency.
- Should I use cash or a card in North Macedonia? – Use cards in hotels, supermarkets and many restaurants; keep cash for buses, markets and small cafés.
- How much should I tip in North Macedonia? – About 5‑10% of the bill in restaurants, round up in cafés, and small amounts for porters or guides.
Questions people ask
What currency is used in North Macedonia?
The official currency is the Macedonian denar (MKD).
Should I use cash or a card in North Macedonia?
Cards work in hotels, supermarkets and many restaurants; cash is needed for buses, markets and small cafés.
How much should I tip in North Macedonia?
Tip roughly 5‑10% of the restaurant bill, round up in cafés, and give small amounts (MKD 20‑50) to porters or guides.
Can I use euros in North Macedonia?
Euros are accepted only at some tourist shops and for exchange. The official currency is the denar, so use denar for most purchases.
Where can I exchange money in North Macedonia?
Exchange offices (menuvačnica) in town give better rates than airports. Banks also exchange euros and other major currencies.
Check live
Prices, schedules, rules and availability change. Open these to confirm today's details before you book.
Deep dive
Every source; changeable facts are marked check
Sources
- secondaryVoykit – North Macedonia guide
Ask about North Macedonia
Loading…
Was this useful?