Serbia
Money in Serbia: currency, ATMs, cards and tipping
Use the Serbian dinar (RSD) for all purchases; cards work in Belgrade and Novi Sad, but keep cash for bakeries, markets and smaller towns. Tip 5‑10% of the bill where service isn’t included.
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GuideSerbia
Key facts
- Currency
- Serbian dinar (RSD)
- Card acceptance
- Widely accepted in Belgrade, Novi Sad, major hotels and restaurants
- Cash needed
- Bakery, market stalls, buses, small towns
- Typical ATM feecheck
- 0–3% of withdrawal, check with your bank
- Tip amount
- 5–10% of bill; round up in cafés
Quick answer
The official currency is the Serbian dinar (RSD). In Belgrade and Novi Sad you can pay with Visa or Mastercard at most shops, restaurants and hotels. For bakeries, street food, bus tickets and rural areas carry cash. ATMs are common in cities; use official bank machines for the best rates.
- Carry ~5,000 RSD for daily small purchases.
- Use cards for amounts over 1,000 RSD.
- Exchange euros or dollars at menjačnica or ATMs.
ATMs and currency exchange
Bank ATMs (Banca Intesa, Raiffeisen, UniCredit) dispense dinars and accept foreign cards. Fees depend on your bank; some cards have no foreign‑transaction fee. Official exchange offices (menjačnica) in city centres offer the best rates; avoid street changers.
| City | ATMs | Exchange offices |
|---|---|---|
| Belgrade | Many, 24 h | Numerous, best rates |
| Novi Sad | Many | Several |
| Niš | Few, daytime | Limited |
Check opening hours in smaller towns (check).
Tipping in Serbia
Service is not always included. In restaurants leave 5–10% of the total, rounded up. In cafés and bakeries a small change (≈10 RSD) is customary. Taxis and guides expect a modest tip (≈5 % of fare).
- Restaurant: 5–10% if no service charge.
- Café/bakery: round up to nearest 10 RSD.
- Taxi: round up or add 5 %.
Questions people ask
What currency is used in Serbia?
Serbia uses the Serbian dinar (RSD). Euros are accepted for exchange, not for payment.
Should I use cash or a card in Serbia?
Use cards in Belgrade, Novi Sad and larger establishments; keep cash for small shops, markets, buses and rural areas.
How much should I tip in Serbia?
Tip 5–10% of the bill in restaurants, round up in cafés, and add a small amount (≈5 %) for taxis or guides.
Are there ATM fees for foreign cards?
Fees vary by bank, typically 0–3% of the withdrawal; check your card’s terms before travel.
Is it better to exchange euros or dollars?
Euros give the best rates at official exchange offices; dollars are accepted but often at a slightly worse rate.
Check live
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Deep dive
Every source; changeable facts are marked check
Sources
- secondaryVoykit – Serbia guide
Ask about Serbia
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