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Money in Taiwan: currency, ATMs, cards and tipping

Use New Taiwan Dollar (NT$); keep NT$1,000–2,000 in small notes for night‑markets and small eateries, use cards for hotels and larger shops, and tip only if a service charge is added.

Updated Sep 20261 min read
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Key facts

Currency
New Taiwan Dollar (NT$, TWD)
Cash necessity
3 (most small venues cash‑only)
Typical tip
No tip expected; 10% service charge may be added

Quick answer

Travelers should carry New Taiwan Dollars for everyday purchases, use credit/debit cards at larger establishments, and generally do not tip.

Cash and cards

Night markets, breakfast shops and many small restaurants accept only cash; keep NT$1,000–2,000 in small notes.

ATMs are widely available in 7‑Eleven, FamilyMart and banks; most foreign cards work, but fees depend on your bank.

Cards (Visa, Mastercard, Apple Pay, Google Pay) are accepted in hotels, department stores, chain restaurants and the high‑speed rail.

Local QR wallets (LINE Pay, JKOPAY) usually require a Taiwanese bank account.

Tipping

Tipping is not customary in Taiwan. Restaurants often add a 10% service charge automatically; no extra tip is expected.

If you receive exceptional personal service (e.g., private guide), a small cash tip of NT$50–100 is appreciated but not required.

Questions people ask

What currency is used in Taiwan?

New Taiwan Dollar (NT$, TWD) is the official currency.

Should I use cash or a card in Taiwan?

Carry cash for night‑markets and small eateries; use cards for hotels, larger shops and transport.

How much should I tip in Taiwan?

Generally no tip is needed; a 10% service charge may be added. Small cash tips are optional for exceptional service.

Where can I withdraw cash in Taiwan?

ATMs are in 7‑Eleven, FamilyMart and banks. Most foreign cards work; fees depend on your bank. Withdraw enough for a few days to avoid multiple fees.

Are credit cards widely accepted in Taiwan?

Cards (Visa, Mastercard, Apple Pay, Google Pay) work in hotels, department stores, chain restaurants and the high‑speed rail. Night markets and small eateries are cash‑only.

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Deep dive

Every source; changeable facts are marked check

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