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Bangladesh

Money in Bangladesh: currency, ATMs, cards and tipping

Use Bangladeshi taka (BDT) for all payments; keep small notes for rickshaws and street food, use cards at hotels and larger shops, and tip about 5‑10 % or round up where service is good.

Updated Sep 20262 min read
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Key facts

Currency
Bangladeshi taka (BDT)
Small cash needed
BDT 50‑100 notes for rickshaws, tea, tickets
ATMs
Common in Dhaka; limits and fees vary, foreign cards sometimes refused
Card use
Accepted at hotels, major shops, ride‑hailing apps
Typical tipcheck
5‑10 % of bill or round up

Currency and cash handling

Bangladesh uses the Bangladeshi taka (BDT). Small denominations (50 BDT and 100 BDT) are most useful for rickshaws, tea stalls and entry tickets. ATMs are widely available in Dhaka; they dispense larger notes and may impose withdrawal limits and fees. Foreign cards can be declined at some machines, so keep a backup supply of cash.

  • Carry at least ৳500–1,000 in small notes for daily small purchases.
  • Withdraw from ATMs in Dhaka; in other cities limit cash to what you need for the day.

Cards and digital payments

Credit and debit cards are accepted at most hotels, larger restaurants and shopping centres. Ride‑hailing apps (e.g., Uber) show fares in BDT and allow card payment. In smaller towns and markets cash is still king.

  • Notify your bank of travel to Bangladesh to avoid blocks.
  • Check ATM fees and daily withdrawal limits before you go.

Tipping in Bangladesh

Tipping is not mandatory but appreciated. In restaurants, rounding up the bill or leaving 5‑10 % is common. For hotel staff, porters and guides, a small amount (৳20–50) is appropriate.

  • Restaurants: round up or 5‑10 % of the total.
  • Hotels: ৳20–50 for bell‑hops, housekeeping.
  • Guides: negotiate a daily fee; extra tip for exceptional service.

Questions people ask

What currency is used in Bangladesh?

Bangladesh uses the Bangladeshi taka (BDT).

Should I use cash or a card in Bangladesh?

Carry cash for small purchases and rickshaws; use cards at hotels, larger shops and ride‑hailing apps.

How much should I tip in Bangladesh?

Tip about 5‑10 % of a restaurant bill or round up; give ৳20–50 to hotel staff and guides for good service.

Are ATMs reliable in Bangladesh?

ATMs are common in Dhaka but may decline foreign cards or have low withdrawal limits. Keep a backup cash supply.

Can I use my credit card everywhere in Bangladesh?

Cards work at hotels, larger restaurants and ride‑hailing apps. In smaller towns and markets cash is essential.

What is the best way to carry money in Bangladesh?

Carry a mix of small BDT notes for daily use and a card for larger payments. Notify your bank before travel.

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