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Money in Latvia: currency, ATMs, cards and tipping

Use euros (EUR) for all purchases; cards work everywhere in Riga and most towns, but keep €5‑10 in cash for markets and rural guesthouses. Tip 5‑10% in restaurants, round up taxis, and leave small change for cafés.

Updated Sep 20261 min read
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Key facts

Currency
Euro (EUR)
Cash necessity
1 (keep small amount for markets and guesthouses)
Card acceptance
Widely accepted, contactless everywhere in Riga
Typical tip
5‑10% in restaurants, round up taxis, small change for cafés

Currency and payment basics

Latvia uses the euro (EUR). ATMs are abundant in Riga, Jūrmala, Sigulda and other towns; most dispense €10, €20 and €50 notes. Visa and Mastercard are accepted at hotels, restaurants and shops; contactless payments work on trams and buses.

Keep a few euros in cash for the Central Market stalls, small souvenir shops and guesthouses outside the main cities where card terminals may be absent.

Currency and payment basics
Payment methodCoverageNotes
CashMarkets, rural guesthousesCarry €5‑10
Debit/Credit cardsCity shops, hotels, restaurantsVisa/Mastercard most common
ContactlessPublic transport, cafésWorks on most terminals

Tipping guidelines

Tipping is not mandatory but appreciated. In restaurants, round up the bill or leave 5‑10% for good service. For cafés and bakeries, leave small change (≈€0.50). Taxi drivers expect the fare rounded up to the nearest euro.

  • Restaurants: 5‑10% of the total bill
  • Cafés/bars: round up or €0.50‑1
  • Taxis: round up to the next euro

Questions people ask

What currency is used in Latvia?

Latvia uses the euro (EUR) for all transactions.

Should I use cash or a card in Latvia?

Cards work everywhere in cities; keep a small amount of cash for markets, rural guesthouses and any place without a card terminal.

How much should I tip in Latvia?

Tip 5‑10% in restaurants, round up taxi fares, and leave a few euros or small change in cafés.

Are ATMs easy to find in Latvia?

Yes, ATMs are common in Riga, Jūrmala, Sigulda and most towns. They dispense €10, €20 and €50 notes.

Can I use contactless payments on public transport?

Yes, contactless cards and mobile payments work on trams and buses in Riga and other cities.

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