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Sri Lanka

Money in Sri Lanka: currency, ATMs, cards and tipping

Use Sri Lankan rupees (LKR) for most purchases; keep small notes for tuk‑tuks and street food, and rely on cards at hotels and larger shops. Tip about 5 % in restaurants and 1 % of a fare for drivers or guides.

Updated Sep 20262 min read
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Key facts

Currency
Sri Lankan rupee (LKR)
ATMscheck
Common in Colombo and towns, low withdrawal limits, some foreign cards refused
Card usecheck
Widely accepted in hotels, larger restaurants and shops; bring backup cash
Typical tipcheck
5–10 % of restaurant bill; 1 % of fare for drivers/guides

Currency and cash handling

Sri Lanka uses the Sri Lankan rupee (LKR). Small notes (Rs 10–500) are useful for tuk‑tuks, buses, tea stalls and entry tickets. Larger denominations are accepted in hotels and supermarkets.

ATMs are plentiful in Colombo and major towns, but daily withdrawal limits are often low (around Rs 5,000–10,000) and some foreign cards may be declined. Carry a backup card and keep some cash handy.

  • Bring enough small notes for daily transport and street food.
  • Check your bank’s foreign‑transaction fees before travel.

Cards and electronic payments

Credit and debit cards (Visa, MasterCard, sometimes Amex) work in most hotels, larger restaurants and chain stores. Ride‑hailing apps in Colombo display fares and accept card payments.

For smaller vendors and rural areas, cash is still king. If a card is refused, try a different network or use a nearby ATM.

Tipping guidelines

Tipping is not mandatory but appreciated. In restaurants, leave 5–10 % of the bill if service is not included. For hotel porters, a small amount (Rs 100–200) per bag is customary.

Guides and drivers typically receive 1 % of the total fare or a flat Rs 200–500 per day for good service.

Questions people ask

What currency is used in Sri Lanka?

Sri Lanka uses the Sri Lankan rupee (LKR).

Should I use cash or a card in Sri Lanka?

Use cash for small purchases and transport; cards work well at hotels, larger restaurants and shops, but keep a backup card in case of declines.

How much should I tip in Sri Lanka?

Tip 5–10 % in restaurants, Rs 100–200 for porters, and about 1 % of a guide or driver’s fare (Rs 200–500 per day).

Are ATMs widely available in Sri Lanka?

ATMs are common in Colombo and towns, but daily withdrawal limits are low (Rs 5,000–10,000) and some foreign cards may be declined. Carry a backup card.

Can I use US dollars in Sri Lanka?

US dollars are sometimes accepted at hotels and larger shops, but the exchange rate is poor. Use rupees for all purchases.

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